KISS (Keep It Super Simple)

• Which Stock should I Buy ?
• Which Mutual Fund Scheme should I Buy ?
• Which Children's Plan should I Buy ?
• Which Pension Plan should I Buy ?

These are the Common Questions mostly asked by people, now what actually are the right Answers for these Questions ?

Lets try to have a look at the above Questions from a different point of view,

Don't you feel these Questions are same like some one asking 'Which Vehicle should I Buy ?'

Now what can be a right answer for the same ? What will you suggest ? or will you need some more information to answer this question ?

I feel you need some more information like,

• Why he needs a Vehicle, for his daily commute to Work or Weekend Travel with Family ?
• How many Average Kms he is expected to Travel Daily / Monthly
• What is his Budget

Now at least you can workout something based on this additional information.

In the same way additional Information is required

• Why you need to Buy Stock, Mutual Fund Scheme, Children's Plan, Pension Plan ?
• How much Amount you need to Accumulate and by when ?
• How much you can save every Month / Year for Accumulating the respective Amount ?

Once you have this additional information you can workout what Product to select which will help you to Accumulate the required Amount in the respective Time in a Optimum way.

So just KISS, Keep It Super Simple.